3 reasons you should hire a private insurance adjuster in the Delaware Valley
August 13, 2021at7:00 AM
If you’ve ever worked with an insurance company, you know that it can feel like an uphill battle working with an insurance adjuster and getting an appropriate settlement. Fortunately, you can take control of your insurance claim with the help of a private insurance adjuster in the Delaware Valley. At Delaware Valley Public Adjusters, we have three reasons why you should hire your own insurance adjuster when you’re trying to file a claim with your insurance company.
They have your best interests in mind
Insurance companies don't often put their customers first when it comes time to pay out benefits. It’s not uncommon for them to find ways to cut back your insurance pay-out benefits if you need money. You might be wondering, “Why would my insurance company do that if I’m the one paying the premiums?” The simple answer is that they’re a business whose job is to make money off your premiums.
Every customer pays monthly or semi-annual premiums that go into a big pot. When there’s an emergency and the company has to pay out benefits, they have to take money from that fund. The less money they pay out to customers each year, the more money they get to keep for themselves.
At Delaware Valley Public Adjusters, we work for you and not for the insurance company. This allows us to make a fair assessment of the damage to your property so you can get the proper amount in return from them.
They’ll work directly with the insurance company for you
Dealing with insurance companies can be a huge hassle. Not only are they notoriously slow-moving, but it’s also not unusual for them to fight your claims. Insurance companies are going to have their own adjusters who come to your home and put a value on the damage sustained to your property. Because they work for the insurance company, it’s not uncommon for them to try to devalue your belongings or downplay some of the damage. There is often a lot of questioning of whether something was truly damaged in the case of a fire or a break-in. This is part of their job to try to save the insurance company money.
To combat the pushback from an insurance company, you can either hire a lawyer or your own private insurance adjuster to get a second opinion. As your personal insurance adjuster, we’ll not only provide a fair valuation, we’ll speak with the insurance company for you. It’s our job to negotiate and deal directly with the insurance. What’s more, we’ll file the necessary paperwork for your claims package to ensure that you get fast payment from the insurance company.
They’ll continue to work for you
Even after the claim is filed with the insurance carrier, our work isn’t finished. We make it a point to follow up with the insurance provider to get weekly status updates. Our team will then communicate them to you so you’re aware of where the process stands. We’ll be there along the way to help you understand the process, what each update means, and whether you can expect compensation or if your claim will be headed to further litigation.
Get in touch for more
If you’d like to learn more about Delaware Valley Public Adjusters and how we can serve as your private insurance adjuster in the Delaware Valley, reach out to our team. We’re more than happy to provide you with necessary appraisals while we fight for you to get fair compensation and settlements from your insurance company. Give us a call today at 856-975-5275 or send a message using our online contact form. We look forward to hearing from you and working with you to get a fair settlement.