3 things to keep in mind when choosing a private insurance adjuster
August 30, 2021at7:00 AM
If you’re filing an insurance claim and want to work with a private insurance adjuster, you must know who you’re going to be working with. This person will be working with your insurance company or the insurance company of another person on your behalf, so it’s important that they’re trustworthy and experienced. At Delaware Valley Public Adjusters, we believe that are certain things that you should keep in mind when hiring a private insurance adjuster. To help you, we’ve put three things in a short guide below for you.
Nothing is guaranteed, so there shouldn’t be any promises
Be wary of an insurance adjuster who starts making promises and about how much money you’re going to get in a settlement with an insurance company, when it will be there, or what kind of compensation you’ll receive in the meantime. While many cases are similar, no two are the same and insurance companies can be unpredictable.
Keep in mind that insurance companies are the ones who write the policies and their lawyers fight claims all day every day. They know the policies forward and backward and will try to find a stipulation somewhere that says they’re not required to pay out your full benefit.
Pay attention to the words that an insurance adjuster uses while you’re speaking with them before hiring them. Those who are inexperienced will want to make you promises or guarantees in your settlement. However, there are no guarantees when dealing with insurance companies so they shouldn’t be making them in the first place.
What are other people saying about the adjuster?
You can find out what previous customers think about an insurance adjuster before ever working with them by reading reviews online. Be sure to thoroughly look through the reviews on sites like Google and Yelp so you can see why they rated the adjuster the way they did because what one person saw as a horrible experience might not be that big of a deal to you. The opposite can be true as well as there might be something that is mentioned that really rubs you the wrong way.
In addition to reading online reviews, you can speak with your friends and neighbors. Ask if they’ve ever worked with a private insurance adjuster and what their experience was like. Do they recommend that person they went with? Or do they suggest that you go with somebody else? Don’t be afraid to shop around and ask questions before hiring your adjuster.
Consider the experience the adjuster has
Don’t be afraid to ask an adjuster how long they’ve been in the business. You can also ask them what kinds of claims they’ve filed, the most difficult they’ve filed, and if they’ve filed a claim like yours. It’s important to understand the experience of your private insurance adjuster because they might not have spent much time working with cases like yours.
Furthermore, you’ll want to find out how long they’ve been practicing in your state. Laws that are involved with insurance companies and claims can differ from state to state so their level of knowledge that’s directly involved with your state can be beneficial to understand how your claim will go.
Reach out to our team for more information
If you’d like to learn more about private insurance adjusters and how one can help you with your insurance claim, get in touch with our team at Delaware Valley Public Adjusters. We can help you file a claim with your insurance company and reach a reasonable settlement. Our team is experienced in helping clients work through the claims process with insurance companies and making the process as easy as possible. Contact us by calling 856-975-5275 or send a message via our online contact form.